real-estate-analyzer

Provide a listing URL or property details and the analysis computes NOI, cap rate, cash-on-cash return, and DSCR using the asking price. It also runs base, stressed, and worst-case scenarios plus a rent-versus-price sensitivity matrix showing where the deal breaks even.

The own-vs-rent comparison builds a side-by-side monthly cost table including PITI, HOA, insurance, and maintenance versus rent and renter's insurance. It then models equity build against investing the difference in an index fund and computes the breakeven hold period at multiple appreciation rates.

Investigate the exact monthly fee and what it covers, five years of fee increase history, reserve fund funding level, pending special assessments, rental restrictions, litigation status, and owner-occupancy ratio. Underfunded reserves or rising fees above 8% annually are red flags that can kill a deal.

Yes. If Zillow, Redfin, or Realtor.com block scraping, it searches multiple sources for the address and price. If details remain ambiguous, it asks you to confirm the asking price, beds, baths, square footage, and HOA fees rather than guessing.

Algorithm estimates like Zestimate are only used when a property is genuinely off-market and are always labeled as estimates. Fair value is derived from recently sold comps within six months, adjusted for size, bedrooms, and condition, since asking price alone is marketing rather than market value.