What problem does it solve? Buying a home in Taiwan involves information asymmetry: listing prices differ from real transaction prices, mortgage approval depends on bank appraisal and central bank credit controls, and agents use pressure tactics. This Skill helps owner-occupier buyers make evidence-based decisions on affordability, fair price, loan cash gaps, and transaction risks. ## Core Features & Use Cases - Price and CP-value analysis: Cleans comparable transactions from Taiwan's real-price registry, splits parking spaces, adjusts for floor, age, and condition, then produces a fair-price range, opening bid, and walk-away ceiling. - Mortgage and cash planning: Estimates loan-to-value scenarios, cash shortfalls, monthly payments, and stress tests against appraisal shortfalls and rate hikes, with legal strategies to improve approval odds. - Due diligence and negotiation: Checks building condition, community finances, title, defects, and disaster exposure, and provides ready-to-use Traditional Chinese scripts for responding to agent pressure tactics. - Use Case: A buyer sees a three-bedroom unit listed at NT$8.98M and asks whether it is worth viewing; the Skill checks comparable sales, estimates the cash gap under multiple loan scenarios, flags risks, and outputs a decision with confidence level and next steps. ## Quick Start Ask the assistant to analyze whether a specific Taiwan property listing is worth buying, including its fair price, mortgage affordability, and risks.
