/vkkm:credit-risk

Community

Assess credit risk with Basel framework.

AuthorVaibhavkkm
Version1.0.0
Installs0

System Documentation

What problem does it solve?

This Skill quantifies credit risk for borrowers by calculating essential metrics like Probability of Default (PD), Exposure at Default (EAD), and Loss Given Default (LGD), enabling informed lending and pricing decisions.

Core Features & Use Cases

  • Comprehensive Risk Metrics: Calculates PD, EAD, LGD, Expected Loss (EL), and Unexpected Loss (UL).
  • Flexible Input Handling: Adapts to available data, including financial statements (via Z-Score), credit ratings, loan details, collateral, and industry benchmarks.
  • Use Case: A bank loan officer can use this Skill to quickly assess the risk of a new loan application, determining if the expected return justifies the potential loss and if the terms are appropriate.

Quick Start

Use the credit-risk skill to assess a borrower with a Z-Score of 1.6, a €500,000 term loan, and €200,000 in senior secured property collateral.

Dependency Matrix

Required Modules

None required

Components

references

💻 Claude Code Installation

Recommended: Let Claude install automatically. Simply copy and paste the text below to Claude Code.

Please help me install this Skill:
Name: /vkkm:credit-risk
Download link: https://github.com/Vaibhavkkm/vkkm-aegis-plugin/archive/main.zip#vkkm-credit-risk

Please download this .zip file, extract it, and install it in the .claude/skills/ directory.
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