stripe-payments

PaymentIntent is Stripe's recommended API for secure payment processing. Create a PaymentIntent on your backend with the payment amount, return its client_secret to your frontend, and use the Payment Element to handle authentication, 3D Secure, and multiple payment methods automatically.

The Payment Element accepts cards, digital wallets like Apple Pay and Google Pay, bank transfers, and local payment methods. It automatically displays relevant options based on customer location and payment amount, simplifying checkout flows across diverse scenarios.

PaymentIntent automatically manages 3D Secure (SCA) authentication when required by regulations or card networks. The Payment Element presents authentication challenges to customers seamlessly, and the API returns authentication status so you can confirm payment completion securely.

Yes. Process full or partial refunds through Stripe's API by referencing the original PaymentIntent. Save payment methods during checkout for future transactions, and use idempotent operations to safely retry requests without duplicate charges.

Verify webhook signatures using Stripe's provided signing secret to confirm requests originate from Stripe. This prevents unauthorized payments and ensures your backend reliably processes payment status updates, refunds, and authentication events.

Stripe provides test mode with sandbox credentials to develop and test payment flows without processing real charges. Implement robust error handling to catch payment failures, authentication challenges, and edge cases, ensuring reliable checkout experiences in production.