What problem does it solve? Developers building real estate smart contracts for the European Union face a dense web of regulations—AIFMD, the Mortgage Credit Directive, ECSP crowdfunding rules, ELTIF 2.0, AML directives, and GDPR—and encoding these incorrectly creates legal and financial risk. This Skill provides jurisdiction-aware Solidity patterns, constants, and checklists so contracts enforce EU compliance rules on-chain from the start. ## Core Features & Use Cases - EU Regulatory Frameworks in Code: Ready-to-adapt Solidity structs and modifiers for AIFMD fund leverage limits, ECSP crowdfunding caps (€5M per project, 4-day reflection period), MCD mortgage ESIS/APRC disclosure timing, and ELTIF 2.0 retail fund rules. - Member-State Variations: Reference material covering Germany (Grundbuch, Grunderwerbsteuer), France (SCPI, droits de mutation), Netherlands (Kadaster, overdrachtsbelasting), Spain (ITP/AJD), and Italy (Catasto, imposta di registro). - AML & GDPR Patterns: UBO identification at the 25% threshold, EU sanctions checks, and hash-only on-chain data storage to avoid PII exposure. - Use Case: A developer tokenizing a German property portfolio as an AIF can use the AIFMD leverage modifiers, depositary verification interface, and German Grundbuch record struct to build a compliant fund contract. ## Quick Start Ask the AI to write a Solidity contract for an EU property crowdfunding platform that enforces the ECSP €5M project limit and the 4-day reflection period for non-sophisticated investors.
