insurance-claim-medical-review

Audit medical claim expenses against diagnoses and prescriptions.

580|66|Updated Apr 21, 2025
One-click install
npx skills add https://github.com/aliyun/qwen-dianjin --skill insurance-claim-medical-review
Or copy as Structured Prompt for Agent▼
Please help me install this Agent Skill.
Skill: insurance-claim-medical-review
Source: https://github.com/aliyun/qwen-dianjin/tree/main/DianJin-SKILLS/claim-expert/medical-review
Command: npx skills add https://github.com/aliyun/qwen-dianjin --skill insurance-claim-medical-review

SYSTEM DOCUMENTATION & REQUIREMENTS

💡 This Skill includes scripts (resource) components.

What problem does it solve?

该 Skill 帮助在医疗险理赔场景中,把住院/门诊费用清单与病历诊断、处方药品进行结构化比对,从而识别与诊断不符、超标准/重复收费以及超适应症用药等问题,并产出可供理算参考的医学审查报告与“建议核减”清单。

Core Features & Use Cases

  • 费用项逐条合理性审核:对检查、手术、耗材、护理、药品、床位等费用逐项做诊断相符性、收费标准合理性、重复计费、数量异常与医疗必要性审查。
  • 药品-诊断匹配与用药审查:对处方药品进行适应症匹配判断,识别超适应症用药、剂量/疗程异常及配伍禁忌风险,并在审核标准升级到“严格”时进行更深度核查。
  • 输出结构化可落地报告:形成费用审核表、药品审核表、核减清单(以建议性质输出)以及风险提示,便于理算与人工复核。
  • Use Case:当用户提交“住院费用明细 + 病历/诊断材料 + 处方单/药品信息”并要求核查是否存在过度收费、重复收费或用药不合理时,直接触发完整审查流程。

Quick Start

Use the insurance-claim-medical-review skill to audit the attached hospitalization fee list and prescription against the provided diagnosis, and generate a structured medical review report with suggested deduction items.

Frequently Asked Questions about insurance-claim-medical-review

High-intent search queries and answers about installing and using this skill.

FAQPage Schema
How do I audit medical insurance claims for over-limit and duplicate charges?▼

Medical insurance claim auditing reviews inpatient and outpatient fee lists item-by-item against clinical diagnoses. This process detects duplicate billings, medical necessity issues, and over-limit charges by verifying structural consistency between billing documents and extracted medical records.

How does drug indication matching work in medical necessity reviews?▼

Drug indication matching verifies prescribed medications against documented diagnoses during medical necessity reviews. The mechanism checks prescriptions against extracted clinical data to identify off-label usage, dosage anomalies, and contraindication risks, triggering strict-mode deep checks when specific thresholds are exceeded.

What is the best way to generate structured deduction suggestions for insurance claims?▼

Generating structured deduction suggestions involves analyzing billing documents and medical records to produce a categorized audit report. The output includes per-item review statuses, suggested deduction categories, and compliance-aligned risk alerts formatted with ISO dates and currency in cents.

Can I use OCR document processing to extract clinical data for insurance fee audits?▼

OCR document processing extracts clinical and billing documents to support insurance fee audits. The extracted data undergoes item-by-item fee approval and prescription verification to identify non-compliant charges and produce structured medical review reports.

Does the medical claim review process output currency in cents for fee audit calculations?▼

The medical claim review process outputs currency in cents to ensure precise fee audit calculations. The structured audit report formats financial data using ISO dates and cents-based currency to maintain compliance alignment and support accurate downstream actuarial calculations.

When do I need strict-mode deep checks for drug indication matching in claims?▼

Strict-mode deep checks for drug indication matching are triggered when specific risk thresholds are exceeded during claims review. This in-depth prescription verification catches complex off-label usage and dosage anomalies that standard medical necessity checks might miss.