igrantio-credential-schema-sca-payment-account

Defines the Payment Account Credential schema with IBAN, BIC, and currency claims for OpenID4VCI issuance.

1|Updated Jul 14, 2026
One-click install
npx skills add https://github.com/L3-iGrant/skills --skill igrantio-credential-schema-sca-payment-account-l3-igrant
Or copy as Structured Prompt for Agent▼
Please help me install this Agent Skill.
Skill: igrantio-credential-schema-sca-payment-account
Source: https://github.com/L3-iGrant/skills/tree/main/credential-schemas/igrantio-credential-schema-sca-payment-account
Command: npx skills add https://github.com/L3-iGrant/skills --skill igrantio-credential-schema-sca-payment-account-l3-igrant

SYSTEM DOCUMENTATION & REQUIREMENTS

What problem does it solve? Issuing an EUDI Wallet Payment Account Credential (TS12) requires an exact claim path pointer schema from the verifiable data registry, and hand-writing it risks mismatched claim paths, wrong vct values, or broken selective disclosure. This Skill provides the registry-accurate schema and the iGrant.io API request structure to create the credential definition correctly. ## Core Features & Use Cases - Registry-Accurate Schema: Ships the dc+sd-jwt claim path pointer document for the Payment Account Credential with three mandatory, selectively disclosable claims: iban, bic, and currency. - iGrant.io API Integration: Shows how to create the credential definition via POST /v2/config/digital-wallet/openid/sdjwt/credential-definition, including vct placeholder replacement, label rules, and version requirements. - Claim Path Pointer Guidance: Explains how to read and write claim path pointers across dc+sd-jwt, jwt_vc_json, and mso_mdoc formats. - Use Case: A fintech backend developer needs to issue SCA payment account credentials under PSD2. The Skill walks them through an integrator interview (environment, API key, issuance mode, revocation, signing, trust list) and produces the exact credential definition payload. ## Quick Start Ask your agent to create an iGrant.io credential definition for the Payment Account Credential using the dc+sd-jwt schema with iban, bic, and currency claims.

Frequently Asked Questions about igrantio-credential-schema-sca-payment-account

High-intent search queries and answers about installing and using this skill.

FAQPage Schema
How do I create a Payment Account Credential definition with the iGrant.io API?▼

Send POST /v2/config/digital-wallet/openid/sdjwt/credential-definition with the claims array from the registry document, set vct to the credential type with {baseUrl} replaced, and use version_01. Pick a custom label since Payment Account Credential is reserved by the platform.

What claims does the Payment Account Credential (TS12) contain?▼

The registry defines three mandatory claims: iban (the bank account number), bic (the bank identifier code), and currency. All three set limitDisclosure to true, so a holder can disclose each claim independently to a verifier.

Does this credential schema support mso_mdoc or jwt_vc_json formats?▼

The registry publishes this schema only in the dc+sd-jwt format (SD-JWT VC), version 2025.7.1. The Skill's claim path pointer guidance covers mso_mdoc and jwt_vc_json conventions, but no registry documents exist for those formats here.

Why do wallets show my issued credentials as unverified?▼

Wallets mark credentials unverified when the issuer certificate is not registered in the trust list. Contact support@igrant.io and follow the trust-relying-party registration process before issuing production credentials.

What do I need before issuing payment account credentials with iGrant.io?▼

You need an Organisation Wallet Suite API key for the demo or staging environment, obtained from support@igrant.io. Keep the key server-side, decide on issuance mode (InTime or Deferred), revocation, and signing method (DID key or X.509 certificate).