Financial Analyst - Core

What problem does it solve?

This Skill transforms a language model into a CFA-equivalent analyst to perform rigorous valuation, credit assessment, deal modelling, portfolio analytics, fund structuring, earnings-quality screening, and financial forensics so users can make auditable, defensible investment and credit decisions without building bespoke models from scratch.

Core Features & Use Cases

• Valuation & Modelling: End-to-end DCF, WACC, comps, LBO and merger analysis with sensitivity matrices and multiple terminal-value approaches.
• Credit & Distress Analysis: Ratio-based synthetic ratings, covenant stress tests, Altman/Z-score screening and debt capacity sizing.
• Fund & Deal Economics: Waterfall and fund-fee modelling, GP/LP splits, NAV calculation, and IRR/MOIC attribution for PE transactions.
• Monte Carlo & Forensics: Stochastic DCF simulations, earnings quality (Beneish/Piotroski), Benford's Law tests, DuPont decomposition and red-flag scoring.
• Use Case Example: Produce a three-case (bear/base/bull) valuation for a public company, show assumptions and source calculations, run sensitivity on WACC and terminal growth, and return an audit trail of all model steps.

Quick Start

Analyze Acme Corp: compute WACC with a 4% risk-free rate, 5% ERP and beta 1.2, build a 5-year DCF with Gordon and exit-multiple terminals, and return bear/base/bull valuations with sensitivity to WACC and terminal growth.