What problem does it solve? Turning a vague request into a defensible work plan usually fails on the same points: costs without currency, region, date, or source; tasks without a named owner; deadlines without contingency reserves; and a Plan B that is just a vague mitigation. This Skill structures planning around cost, schedule, contingency, and accountability so every number is labeled or declared unknown, and every pending item gets a next step. ## Core Features & Use Cases - Total cost enumeration: Breaks cost into ten components (acquisition, setup, integration, migration, operation, training, support, maintenance, exit/lock-in, opportunity cost) and requires five labels per price: currency, region, date, periodicity, and official source. - Contingency and change control: Requires a named provisional owner, declared time and money reserves, a Plan B with an observable trigger and authorizer, and a change card with a six-dimension delta (scope, schedule, cost, capacity, quality, risk) whenever the baseline shifts. - Capability and regime classification: Separates capability into four axes (exists, covers the task, available now, who can invoke it) and classifies work as ad-hoc versus company regime based on who answers if things go wrong. - Use Case: Ask it to compare a free tool, a paid tool, and building in-house for marketing automation. It returns a labeled cost comparison, a critical path with slack, declared unknowns with impact, and exactly one primary action. ## Quick Start Use the especialista-planejador skill to compare one free option, one paid option, and building internally for my project, with labeled costs, named owners, and a Plan B trigger.