dividend-analysis

Assess dividend-stock sustainability and detect yield-trap risk across sectors.

Updated Apr 14, 2026
One-click install
npx skills add https://github.com/loanntc/Paave --skill dividend-analysis-loanntc
Or copy as Structured Prompt for Agent▼
Please help me install this Agent Skill.
Skill: dividend-analysis
Source: https://github.com/loanntc/Paave/tree/main/skills/dividend-analysis
Command: npx skills add https://github.com/loanntc/Paave --skill dividend-analysis-loanntc

SYSTEM DOCUMENTATION & REQUIREMENTS

What problem does it solve?

This Skill helps you evaluate whether a dividend-stock’s payout is genuinely sustainable rather than a misleading high-yield “yield trap,” by checking cash earnings, cash-flow coverage, and balance-sheet resilience.

Core Features & Use Cases

  • Dividend yield vs. valuation context: Compares dividend yield to peer/own history and connects income to expected total return.
  • Payout sustainability checks: Evaluates coverage using earnings, operating cash flow, and free cash flow, with explicit formulas and warning thresholds.
  • Dividend growth quality and balance-sheet flexibility: Assesses dividend CAGR quality against EPS/FCF growth and tests whether leverage and debt maturity risk could break the payout.
  • Ex-dividend mechanics and dividend capture cautions: Flags why dividend capture is usually offset by price adjustment, taxes, spreads, and slippage.
  • Sector-aware adaptation: Recommends adapting payout metrics for REITs, utilities, banks, MLPs, and insurers.

Quick Start

Ask: “Run a dividend sustainability analysis for TICKER, including yield quality, payout coverage (earnings, CFO, FCF), dividend growth quality, and a yield-trap checklist.”

Frequently Asked Questions about dividend-analysis

High-intent search queries and answers about installing and using this skill.

FAQPage Schema
How do I check if a stock's dividend payout is sustainable?▼

To check dividend payout sustainability, analyze earnings, operating cash flow, and free cash flow coverage ratios against explicit warning thresholds. This evaluates whether cash earnings genuinely support the payout.

What is a dividend yield trap and how do I avoid it?▼

A dividend yield trap occurs when a high dividend yield masks underlying financial weakness. Avoid yield traps by testing balance-sheet flexibility, leverage, and debt maturity risk that could break the payout.

How do I evaluate REITs, utilities, and MLPs for dividend growth quality?▼

To evaluate dividend growth quality for REITs, utilities, and MLPs, adapt payout metrics to sector-specific standards and assess dividend CAGR against EPS and FCF growth.

Does the ex-dividend date strategy work for dividend capture?▼

The ex-dividend date dividend capture strategy usually fails because the stock price adjusts downward, offsetting the dividend by taxes, spreads, and slippage.

Can I compare a stock's dividend yield to its historical valuation context?▼

Yes, you can compare dividend yield to peer and own historical valuation context to connect expected income with total return and identify misleading high-yield scenarios.