Cashfree Payments - Settlements & Reconciliation

What problem does it solve? Finance and engineering teams struggle to explain why the money credited to their bank account differs from gross payment amounts, and to match bank statement UTRs back to individual Cashfree orders, refunds, and disputes. ## Core Features & Use Cases - Settlement Lifecycle Guidance: Explains T+1, T+2, weekly, instant, and on-demand settlement cycles plus the fee formula (service charge, GST, TDS, adjustments) behind net settled amounts. - Recon API Integration: Covers PGFetchSettlements, PGOrderFetchSettlement, PGSettlementFetchRecon, and PGFetchRecon with cursor pagination, event_type/sale_type schemas, and per-language SDK examples. - Webhook-to-Ledger Workflow: Provides the SETTLEMENT_SUCCESS ingestion pattern with signature verification, idempotent upserts, and a SQL query to detect reconciliation breaks. - Use Case: A merchant's accounts team sees a ₹97.94 credit instead of ₹100; use this Skill to pull the settlement recon rows, attribute the deduction to PG fee plus GST, and match the UTR on the bank statement. ## Quick Start Ask the assistant to explain why my Cashfree settled amount is less than the payment amount and show me how to fetch the settlement recon breakdown for a given UTR.